Have you ever had to make an insurance claim? Did the insurance company drag their feet regarding your eligibility to benefits or deny that you had a legitimate claim because it did not exactly meet the criteria of your policy? Did they offer payment and urge you to sign off early? Was your head swimming with insurance policy jargon? Did they offer a fraction of the expected payout, or refuse to pay at all leaving you no option but to get a lawyer and face going to court?
Regardless of the size of your long term disability claim, claimants must realize the goal of an insurance company is to increase their bottom line. When insurance companies deny claims or make token payouts, many people are intimidated by the thought of fighting powerful insurance companies backed by huge financial resources. It works out very well for insurance companies when claimants accept token settlements; sign off early or just give up. This is especially true, with the larger costs incurred in a serious personal injury accident.
Insurance companies take advantage of loopholes and technicalities to avoid payouts. It is important to keep your insurance premiums paid up and on time. Clients, who keep careful records of all insurance paperwork, correspondence and claim details, have an easier time proving the right to benefits. If you think you have been treated unfairly, by an insurance company you are not alone. If something feels not quite right, contact an experienced insurance benefits lawyer as soon as possible to find the answers you need.
Clients who have serious personal injury or disability claims may deal with a long list of challenges including:
- Ongoing pain
- Costs of medical supplies
- Loss of income,
- Specialized support
- Assistive devices
To ensure present and continuing quality of life, support is essential. The huge financial cost of necessary care is impossible for most families to manage. Sadly, clients who have been limited or denied fair benefits by insurance companies face reduced opportunities and greater financial challenges than necessary.
At the Kahler Personal Injury Law Firm, we understand the strain a serious injury causes victims and their families. The injury itself along with loss of income and mounting bills takes its toll on the physical, financial and emotional resources of everyone involved.
Even if the settlement offer seems insufficient, it is hard to imagine butting heads with a powerful insurance company and being left with any thing at all. If this situation sounds like something you or someone you know is presently facing, it is important to get legal advice.
Our Personal Injury Lawyers will answer any questions you may have about eligibility in your particular situation. Many serious personal injury clients receive up front funding from our firm, to support their recovery and and essential expenses until their case has been won.