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FAQ’s – Question #1

  1. Can I make a claim for personal injury compensation?
  2. How much is my claim worth?
  3. What compensation can I recover?
  4. Can I still recover compensation if I am partly responsible for my injury?
  5. How long will it take to resolve my claim?
  6. What do I need to do to protect my rights?
  7. Are there time limits which apply to my claim?
  8. I was involved in an automobile accident and my insurance company adjuster wants to speak with me. What do I need to do?
  9. I have been asked to complete many complicated insurance forms. Can someone help me complete my accident benefits forms?
  10. What if I was driving my car without car insurance and was involved in an accident?
  11. What if the person who caused the car crash has no insurance?
  12. How will the accident affect my insurance rates?
  13. The insurance company has appointed treatment providers for me. I would like to choose my own. Who gets to select the people who will treat me?
  14. What if the injured person can’t make decisions due to mental incapacity?
  15. My private disability insurer refused my application. Do I need a lawyer? If so, when should I contact one?
  16. I am disabled, so why has my insurer denied my claim?
  17. I don’t speak English. Can you help me?
  18. What should I bring with me to our initial meeting?
  19. How are legal fees paid?

1. Can I make a claim for personal injury compensation?

You can make a claim for personal injury compensation if you suffered an injury which was caused or contributed to by someone else’s carelessness. The other person may be responsible for your injury either because they did something or failed to do something which resulted in your injury.

Many people think that they can only recover personal injury compensation when they are involved in an car accident. This is not true. Compensation can be recovered in the event that you suffer an injury as a result of someone else’s wrongdoing, including:

- a snowmobile accident or collision
- a boating accident injury
- a slip and fall accident injury
- an injury resulting from a dangerous building, place or activity
- an injury resulting from an unsafe product
- medical malpractice
- an assault injury
- an animal attack or dog bite

The law is concerned with compensating people for their losses, however they are caused.

Personal injuries include physical and psychological injuries. The law does not distinguish between injuries we can see and those that are not visible.

If the injury took place while you were working, then special rules apply. You may be required to make a claim through the Workplace Safety and Insurance Board. Speak to one of our personal injury lawyers.

You can still make a claim even if you are partly responsible for your injury.  The law will apportion fault between you and the other persons. You will recover compensation calculated according to the other person’s degree of fault.

If your injury involved an car/automobile, then, in addition to your claim for personal injury compensation, you can also recover benefits from your own insurance company.  You are entitled to these benefits, regardless of whether you or someone else caused the car accident. These benefits are often called no-fault or accident benefits. The No-Fault Accident Benefits are explained below.

It is important that you review the circumstances surrounding your injury with a skilled personal injury lawyer.  We will review with you the facts leading to your injury and explain your rights.  We will assess your case for free and let you know whether you are entitled to make a claim.

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